Pcb Bancorp Stock Analysis
| PCB Stock | USD 22.84 0.17 0.75% |
IPO Date 4th of June 2014 | 200 Day MA 21.349 | 50 Day MA 22.4902 | Beta 0.545 |
PCB Bancorp has over 19 Million in debt which may indicate that it relies heavily on debt financing. At present, PCB Bancorp's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting. The current year's Short Term Debt is expected to grow to about 26.5 M, whereas Net Debt is forecasted to decline to (6.6 M). With a high degree of financial leverage come high-interest payments, which usually reduce PCB Bancorp's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
PCB Bancorp's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. PCB Bancorp's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps PCB Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect PCB Bancorp's stakeholders.
For many companies, including PCB Bancorp, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for PCB Bancorp, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, PCB Bancorp's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 1.0148 | Price Sales 2.9164 | Shares Float 10.8 M | Dividend Share 0.8 | Wall Street Target Price 25.25 |
PCB Bancorp is undervalued with Real Value of 23.91 and Target Price of 25.25. The main objective of PCB Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what PCB Bancorp is worth, separate from its market price. There are two main types of PCB Bancorp's stock analysis: fundamental analysis and technical analysis.
The PCB Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and PCB Bancorp's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PCB Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services. PCB Stock Analysis Notes
About 26.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.01. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PCB Bancorp last dividend was issued on the 13th of February 2026. The entity had 11:10 split on the 28th of December 2016. PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California. PCB Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 245 people. To find out more about PCB Bancorp contact Henry Kim at 213 210 2000 or learn more at https://www.mypcbbank.com.PCB Bancorp Quarterly Total Revenue |
|
PCB Bancorp Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. PCB Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding PCB Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| PCB Bancorp is unlikely to experience financial distress in the next 2 years | |
| About 26.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from kalkinemedia.com: PCB Bancorp Community Banking Profile For Smarter Financial Choices |
PCB Largest EPS Surprises
Earnings surprises can significantly impact PCB Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2020-10-27 | 2020-09-30 | 0.19 | 0.22 | 0.03 | 15 | ||
2025-07-24 | 2025-06-30 | 0.56 | 0.62 | 0.06 | 10 | ||
2024-10-24 | 2024-09-30 | 0.45 | 0.52 | 0.07 | 15 |
PCB Bancorp Environmental, Social, and Governance (ESG) Scores
PCB Bancorp's ESG score is a quantitative measure that evaluates PCB Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of PCB Bancorp's operations that may have significant financial implications and affect PCB Bancorp's stock price as well as guide investors towards more socially responsible investments.
PCB Stock Institutional Investors
| Shares | Bridgeway Capital Management, Llc | 2025-06-30 | 145.5 K | Federated Hermes Inc | 2025-06-30 | 145.1 K | Northern Trust Corp | 2025-06-30 | 127.6 K | American Century Companies Inc | 2025-06-30 | 124.1 K | Alliancebernstein L.p. | 2025-06-30 | 115.1 K | Maltese Capital Management Llc | 2025-06-30 | 112.1 K | Arrowstreet Capital Limited Partnership | 2025-06-30 | 111.6 K | Segall Bryant & Hamill | 2025-06-30 | 94.2 K | Bank Of New York Mellon Corp | 2025-06-30 | 78.8 K | Causeway Capital Management Llc | 2025-06-30 | 19.3 M | Zurcher Kantonalbank | 2025-06-30 | 1.7 M |
PCB Market Capitalization
The company currently falls under 'Small-Cap' category with a total capitalization of 325.72 M.PCB Profitablity
The company has Net Profit Margin of 0.34 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.47 %, which entails that for every 100 dollars of revenue, it generated $0.47 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.10 |
Management Efficiency
PCB Bancorp has Return on Asset of 0.0118 % which means that on every $100 spent on assets, it made $0.0118 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0994 %, implying that it generated $0.0994 on every 100 dollars invested. PCB Bancorp's management efficiency ratios could be used to measure how well PCB Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At present, PCB Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.02. At present, PCB Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 3.2 B, whereas Non Current Assets Total are forecasted to decline to about 32.8 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 27.46 | 28.83 | |
| Tangible Book Value Per Share | 27.06 | 28.41 | |
| Enterprise Value Over EBITDA | 5.74 | 5.45 | |
| Price Book Value Ratio | 0.79 | 0.78 | |
| Enterprise Value Multiple | 5.74 | 5.45 | |
| Price Fair Value | 0.79 | 0.78 | |
| Enterprise Value | 271.1 M | 284.6 M |
PCB Bancorp showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Technical Drivers
As of the 16th of February 2026, PCB Bancorp owns the market risk adjusted performance of 0.1247, and Semi Deviation of 1.49. In respect to fundamental indicators, the technical analysis model allows you to check possible technical drivers of PCB Bancorp, as well as the relationship between them.PCB Bancorp Price Movement Analysis
java.lang.NullPointerException: Cannot invoke "java.lang.Number.intValue()" because the return value of "sun.invoke.util.ValueConversions.primitiveConversion(sun.invoke.util.Wrapper, Object, boolean)" is null. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. PCB Bancorp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for PCB Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
PCB Bancorp Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PCB Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on PCB Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PCB Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
PCB Bancorp Outstanding Bonds
PCB Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PCB Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PCB bonds can be classified according to their maturity, which is the date when PCB Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
PCB Bancorp Predictive Daily Indicators
PCB Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PCB Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
PCB Bancorp Corporate Filings
8K | 29th of January 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 7th of November 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 23rd of October 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 16th of October 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 21st of August 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 8th of August 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 1st of August 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 29th of July 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
PCB Bancorp Forecast Models
PCB Bancorp's time-series forecasting models are one of many PCB Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PCB Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.PCB Bancorp Bond Ratings
PCB Bancorp financial ratings play a critical role in determining how much PCB Bancorp have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for PCB Bancorp's borrowing costs.| Piotroski F Score | 6 | Healthy | View |
| Beneish M Score | (2.81) | Unlikely Manipulator | View |
PCB Bancorp Debt to Cash Allocation
As PCB Bancorp follows its natural business cycle, the capital allocation decisions will not magically go away. PCB Bancorp's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
PCB Bancorp has 19 M in debt with debt to equity (D/E) ratio of 10.39, demonstrating that the company may be unable to create cash to meet all of its financial commitments. That said, strategic use of leverage may enable PCB to fund expansion initiatives and generate superior returns. PCB Bancorp Total Assets Over Time
PCB Bancorp Assets Financed by Debt
The debt-to-assets ratio shows the degree to which PCB Bancorp uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.PCB Bancorp Debt Ratio | 1.1 |
PCB Bancorp Corporate Bonds Issued
Most PCB bonds can be classified according to their maturity, which is the date when PCB Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
PCB Net Debt
Net Debt |
|
About PCB Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how PCB Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling PCB shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PCB Bancorp. By using and applying PCB Stock analysis, traders can create a robust methodology for identifying PCB entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.25 | 0.17 | |
| Operating Profit Margin | 0.25 | 0.17 | |
| Net Profit Margin | 0.18 | 0.19 | |
| Gross Profit Margin | 0.53 | 0.47 |
Current PCB Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. PCB analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. PCB analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 25.25 | Hold | 3 | Odds |
Most PCB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand PCB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of PCB Bancorp, talking to its executives and customers, or listening to PCB conference calls.
PCB Stock Analysis Indicators
PCB Bancorp stock analysis indicators help investors evaluate how PCB Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading PCB Bancorp shares will generate the highest return on investment. By understating and applying PCB Bancorp stock analysis, traders can identify PCB Bancorp position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 198.8 M | |
| Common Stock Shares Outstanding | 14.3 M | |
| Total Stockholder Equity | 390 M | |
| Quarterly Earnings Growth Y O Y | 0.368 | |
| Property Plant And Equipment Net | 25.4 M | |
| Cash And Short Term Investments | 185.3 M | |
| Cash | 25.3 M | |
| Net Debt | -6.3 M | |
| 50 Day M A | 22.4902 | |
| Total Current Liabilities | 19 M | |
| Other Operating Expenses | 156.9 M | |
| Non Current Assets Total | 34.6 M | |
| Non Currrent Assets Other | 3.6 M |
Complementary Tools for PCB Stock analysis
When running PCB Bancorp's price analysis, check to measure PCB Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PCB Bancorp is operating at the current time. Most of PCB Bancorp's value examination focuses on studying past and present price action to predict the probability of PCB Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PCB Bancorp's price. Additionally, you may evaluate how the addition of PCB Bancorp to your portfolios can decrease your overall portfolio volatility.
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios | |
| Stock Screener Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook. | |
| Portfolio Center All portfolio management and optimization tools to improve performance of your portfolios | |
| Money Flow Index Determine momentum by analyzing Money Flow Index and other technical indicators | |
| Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon | |
| Share Portfolio Track or share privately all of your investments from the convenience of any device | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Fundamentals Comparison Compare fundamentals across multiple equities to find investing opportunities | |
| Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites |